how much costs we are associated with the program that we need to cut. >> if you allow people to have the option of whether they want their own insurance plan, or a medicare plan, eventually it does end bending the cost curve. this country should be about having options. when i became a congressman, i had options in the health-care program that i wanted to have. i chose blue cross-blue shield, and i am paying for that. it is also index toward income. if you are a high-wage earner, you will not get the same amount of money as a lower-wage earner. in a long run we are talking about is exactly what everyone is saying, fairness, those that are higher-wage earners not getting the same as others, and we also look -- ought to look at raising the cap on social security, the age from 65.